{"id":8547,"date":"2025-06-06T23:21:55","date_gmt":"2025-06-06T14:21:55","guid":{"rendered":"https:\/\/doublefeather.com\/?post_type=insight&#038;p=8547"},"modified":"2025-06-23T19:05:24","modified_gmt":"2025-06-23T10:05:24","slug":"%e8%a5%bf%e3%82%a2%e3%83%95%e3%83%aa%e3%82%ab%e3%83%bb%e3%83%95%e3%83%a9%e3%83%b3%e3%82%b9%e8%aa%9e%e5%9c%8f%e3%81%a7%e7%99%ba%e7%94%9f%e3%81%97%e3%81%9f%e3%80%8c%e3%83%95%e3%82%a3%e3%83%b3%e3%83%86","status":"publish","type":"insight","link":"https:\/\/doublefeather.com\/ja\/insight\/%e8%a5%bf%e3%82%a2%e3%83%95%e3%83%aa%e3%82%ab%e3%83%bb%e3%83%95%e3%83%a9%e3%83%b3%e3%82%b9%e8%aa%9e%e5%9c%8f%e3%81%a7%e7%99%ba%e7%94%9f%e3%81%97%e3%81%9f%e3%80%8c%e3%83%95%e3%82%a3%e3%83%b3%e3%83%86\/","title":{"rendered":"\u897f\u30a2\u30d5\u30ea\u30ab\u30fb\u30d5\u30e9\u30f3\u30b9\u8a9e\u570f\u3067\u767a\u751f\u3057\u305f\u300c\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u30fb\u30b7\u30e7\u30c3\u30af\u300d\uff08\u201cFrancophone Fintech Shock\u201d\uff09\u00a0\u301c\u30a2\u30d5\u30ea\u30ab\u6295\u8cc7\u306b\u5411\u3051\u305f\u6559\u8a13\u3068\u306f\u301c\u00a0\uff082025\u5e746\u67086\u65e5\uff09"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\"><strong>\uff11\uff0e\u306f\u3058\u3081\u306b<\/strong>&nbsp;<\/h2>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p class=\"wp-block-paragraph\">2025\u5e745\u6708\u3001\u897f\u30a2\u30d5\u30ea\u30ab\u7d4c\u6e08\u901a\u8ca8\u540c\u76df\uff08UEMOA\/WAEMU\uff09\u306b\u6240\u5c5e\u3059\u308b\uff18\u304b\u56fd\uff08\u53f3\u56f3\u53c2\u7167\uff09\u3067\u306f\u3001\u591a\u304f\u306e\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4e8b\u696d\u8005\u304c\u4e00\u6589\u306b\u30b5\u30fc\u30d3\u30b9\u3092\u505c\u6b62\u3057\u3001\u30e2\u30d0\u30a4\u30eb\u30de\u30cd\u30fc\u306b\u4f9d\u5b58\u3059\u308b\u5c0f\u53e3\u8ca9\u58f2\u3084\u7d66\u4e0e\u652f\u6255\u3044\u304c\u5927\u304d\u306a\u5f71\u97ff\u3092\u53d7\u3051\u308b\u4e8b\u614b\u304c\u767a\u751f\u3057\u307e\u3057\u305f\uff08\u73fe\u5730<a href=\"https:\/\/launchbaseafrica.com\/2025\/05\/09\/many-will-not-recover-from-this-shutdown-francophone-fintechs-scramble-as-bceao-starts-issuing-licenses\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5831\u9053<\/a>\u53c2\u7167\uff09\u3002\u897f\u30a2\u30d5\u30ea\u30ab\u3067\u4e00\u4f53\u4f55\u304c\u8d77\u304d\u3066\u3044\u308b\u306e\u3067\u3057\u3087\u3046\u304b\u3002&nbsp;<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\"><div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"657\" height=\"297\" src=\"https:\/\/doublefeather.com\/wp\/wp-content\/uploads\/2025\/06\/image-6.png\" alt=\"\" class=\"wp-image-8536\"\/><\/figure>\n<\/div><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\uff12\uff0e\u80cc\u666f\u30fb\u7d4c\u7def<\/strong>&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">UEMOA\u52a0\u76df\u5404\u56fd\u306f\u3001\u30e6\u30fc\u30ed\u306b\u30da\u30c3\u30b0\u3055\u308c\u305f\u5171\u901a\u901a\u8ca8CFA\u30d5\u30e9\u30f3\uff08XOF\uff09\u3092\u63a1\u7528\u3057\u3066\u3044\u307e\u3059\u3002UEMOA\u57df\u5185\u3067\u306f\u3001\u91d1\u878d\u653f\u7b56\u30fb\u7d19\u5e63\u767a\u884c\u30fb\u91d1\u878d\u76e3\u7763\u3068\u3044\u3063\u305f\u4e2d\u592e\u9280\u884c\u6a5f\u80fd\u306f\u3001\u30bb\u30cd\u30ac\u30eb\u30fb\u30c0\u30ab\u30fc\u30eb\u306b\u672c\u90e8\u3092\u6709\u3059\u897f\u30a2\u30d5\u30ea\u30ab\u8af8\u56fd\u4e2d\u592e\u9280\u884c\uff08BCEAO\uff09\u306b\u4e00\u5143\u5316\u3055\u308c\u3066\u3044\u307e\u3059\u3002&nbsp;<br>BCEAO\u306f\u30012024\u5e74\u3001\u57df\u5185\u306b\u304a\u3051\u308b\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u304a\u3088\u3073\u96fb\u5b50\u30de\u30cd\u30fc\u4e8b\u696d\u8005\u306b\u5bfe\u3059\u308b\u898f\u5236\u3092\u5927\u5e45\u306b\u5f37\u5316\u3057\u307e\u3057\u305f\u3002\u6d88\u8cbb\u8005\u4fdd\u8b77\u306e\u5f37\u5316\u3084\u30de\u30cd\u30ed\u30f3\u30ea\u30b9\u30af\u306e\u8efd\u6e1b\u3092\u76ee\u7684\u306b\u30012024\u5e741\u6708\u306b\u300c<a href=\"https:\/\/www.bceao.int\/sites\/default\/files\/2024-02\/Instruction%20N%C2%B0001-01-2024%20relative%20aux%20services%20de%20paiement%20dans%20l%27UMOA%20%20ok.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">UEMOA\u306b\u304a\u3051\u308b\u6c7a\u6e08\u30b5\u30fc\u30d3\u30b9\u306b\u95a2\u3059\u308b\u6307\u4ee4 \u7b2c001-01-2024\u53f7<\/a>\u300d\u3092\u767a\u51fa\u3057\u3001\u6c7a\u6e08\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3059\u308b\u6a5f\u95a2\u306e\u8a8d\u53ef\u30fb\u767b\u9332\u3092\u7fa9\u52d9\u4ed8\u3051\u307e\u3057\u305f\u3002\u672c\u6307\u4ee4\u306e\u5bfe\u8c61\u306b\u306f\u3001\u30e2\u30d0\u30a4\u30eb\u30de\u30cd\u30fc\u3001\u9001\u91d1\u30a2\u30d7\u30ea\u3001\u652f\u6255\u3044\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306a\u3069\u306e\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4e8b\u696d\u8005\u3082\u542b\u307e\u308c\u307e\u3059\u3002\u8a8d\u53ef\u30fb\u767b\u9332\u306b\u3042\u305f\u3063\u3066\u306f\u3001\u6700\u4f4e\u8cc7\u672c\u91d1\u3001\u52a0\u76df\u56fd\u5185\u306b\u304a\u3051\u308b\u6cd5\u4eba\u683c\u8a2d\u7acb\u3001\u7d4c\u55b6\u8005\u3084\u4e3b\u8981\u682a\u4e3b\u306e\u9069\u683c\u6027\u5be9\u67fb\u3001\u4e8b\u696d\u7d99\u7d9a\u8a08\u753b\uff08BCP\uff09\u7b56\u5b9a\u3001\u30de\u30cd\u30ed\u30f3\u9632\u6b62\u30fb\u30c6\u30ed\u8cc7\u91d1\u4f9b\u4e0e\u5bfe\u7b56\u306e\u9075\u5b88\u3001\u30c7\u30fc\u30bf\u30ed\u30fc\u30ab\u30e9\u30a4\u30bc\u30fc\u30b7\u30e7\u30f3\u3001\u52d5\u7684\u4e8c\u8981\u7d20\u8a8d\u8a3c\u306a\u3069\u306e\u8a50\u6b3a\u9632\u6b62\u5bfe\u7b56\u306e\u5b9f\u65bd\u3084\u6708\u6b21\u5831\u544a\u63d0\u4f9b\u3068\u3044\u3063\u305f\u8981\u4ef6\u304c\u898f\u5b9a\u3055\u308c\u307e\u3057\u305f\uff08\u898f\u5236\u306e\u4e3b\u306a\u6982\u8981\u306f<a href=\"https:\/\/launchbaseafrica.com\/2025\/04\/03\/no-license-no-business-bceaos-may-1-deadline-for-francophone-west-african-fintech-firms\/?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noreferrer noopener\">\u3053\u3061\u3089<\/a>\u3092\u3054\u53c2\u7167\uff09\u3002&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\uff13\uff0e<\/strong><strong>\u300cFrancophone Fintech Shock\u300d<\/strong>&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">2024\u5e741\u6708\u306e\u6307\u4ee4\u516c\u5e03\u5f8c\u3001\u65bd\u884c\u307e\u3067\u5f53\u521d6\u304b\u6708\u9593\u306e\u79fb\u884c\u671f\u9593\u304c\u8a2d\u3051\u3089\u308c\u307e\u3057\u305f\u3002\u540c\u671f\u9593\u306f\u305d\u306e\u5f8c\u4e00\u65e6\u5ef6\u9577\u3055\u308c\u305f\u3082\u306e\u306e\u3001BCEAO\u306f2025\u5e743\u6708\u306b\u300c<a href=\"https:\/\/www.bceao.int\/sites\/default\/files\/2025-04\/AVIS%20N%C2%B0%20004-03-2025%20relatif%20%C3%A0%20la%20fin%20de%20la%20p%C3%A9riode%20transitoire%20de%20mise%20en%20conformit%C3%A9%20aux%20dispositions%20de%20l%27instruction%20n%C2%B0001-01-2024.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\u79fb\u884c\u671f\u9593\u7d42\u4e86\u306b\u95a2\u3059\u308b\u901a\u77e5\u3000\u7b2c004-03-2025<\/a>\u300d\u3092\u767a\u51fa\u3057\u30012025\u5e745\u67081\u65e5\u4ee5\u5f8c\u306f\u5ef6\u9577\u3057\u306a\u3044\uff08\uff1d\u65b0\u5236\u5ea6\u306b\u57fa\u3065\u304d\u8a8d\u53ef\u3092\u53d7\u3051\u306a\u3044\u4e8b\u696d\u8005\u306b\u3088\u308b\u57df\u5185\u3067\u306e\u6c7a\u6e08\u30b5\u30fc\u30d3\u30b9\u3092\u8a8d\u3081\u306a\u3044\uff09\u65e8\u3092\u8868\u660e\u3057\u307e\u3057\u305f\u3002&nbsp;<br>\u305d\u3057\u3066\u8fce\u3048\u305f5\u6708\u3002\u5bfe\u8c61\u5730\u57df\u3067\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3057\u3066\u304d\u305f\u5927\u534a\u306e\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4e8b\u696d\u8005<sup>1<\/sup>\u306e\u3046\u3061\u3001\u671f\u9650\u5185\u306b\u8a8d\u53ef\u3092\u5f97\u3089\u308c\u305f\u306e\u306f\u3054\u304f\u4e00\u90e8\u306b\u3068\u3069\u307e\u308a\uff08<a href=\"https:\/\/www.ecofinagency.com\/news\/0206-47086-west-african-central-bank-extends-payment-license-deadline-to-august-31?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noreferrer noopener\">\u5831\u9053<\/a>\u306b\u3088\u308b\u3068\uff15\u670827\u65e5\u6642\u70b9\u306711\u793e<sup>2<\/sup>\uff09\u3001\u8a8d\u53ef\u624b\u7d9a\u304d\u304c\u9593\u306b\u5408\u308f\u306a\u304b\u3063\u305f\u591a\u304f\u306e\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4e8b\u696d\u8005\u304c\u30b5\u30fc\u30d3\u30b9\u505c\u6b62\u3092\u4f59\u5100\u306a\u304f\u3055\u308c\u307e\u3057\u305f\u3002\u3053\u306e\u7d50\u679c\u3001\u5546\u54c1\u30fb\u30b5\u30fc\u30d3\u30b9\u30fb\u7d66\u4e0e\u306e\u652f\u6255\u3044\u306a\u3069\u3001\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u30fb\u30b5\u30fc\u30d3\u30b9\u306b\u5927\u304d\u304f\u4f9d\u5b58\u3059\u308b\u500b\u4eba\u3001\u30b9\u30bf\u30fc\u30c8\u30a2\u30c3\u30d7\u4f01\u696d\u3001\u5c0f\u898f\u6a21\u4e8b\u696d\u8005\u3001\u4e2d\u5c0f\u4f01\u696d\u3001E\u30b3\u30de\u30fc\u30b9\u4f01\u696d\u306a\u3069\u306b\u5927\u304d\u306a\u5f71\u97ff\u304c\u767a\u751f\u3057\u307e\u3057\u305f\uff08\u3044\u308f\u3086\u308b\u300cFrancophone Fintech Shock\u300d\uff09\u3002\u3053\u3046\u3057\u305f\u4e8b\u614b\u3092\u53d7\u3051\u3001BCEAO\u306f5\u670827\u65e5\u3001\u79fb\u884c\u671f\u9593\u3092\u518d\u30732025\u5e748\u670831\u65e5\u307e\u3067\u5ef6\u9577\u3057\u307e\u3057\u305f\u3002\u3057\u304b\u3057\u306a\u304c\u3089\u3001\u3053\u306e\u5148\u672c\u4ef6\u304c\u3069\u3046\u30bd\u30d5\u30c8\u30e9\u30f3\u30c7\u30a3\u30f3\u30b0\u3067\u304d\u308b\u306e\u304b\u3001\u4e0d\u78ba\u5b9f\u6027\u304c\u9ad8\u3044\u72b6\u614b\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\uff14\uff0e\u554f\u984c\u306e\u6240\u5728<\/strong>&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e00\u4f53\u4f55\u304c\u554f\u984c\u3060\u3063\u305f\u306e\u3067\u3057\u3087\u3046\u304b\u3002\u4eca\u56de\u306e\u898f\u5236\u5c0e\u5165\u306b\u3088\u308aBCEAO\u304c\u76ee\u6307\u3057\u305f\u300c\u6d88\u8cbb\u8005\u4fdd\u8b77\u3084\u30de\u30cd\u30ed\u30f3\u5bfe\u7b56\u300d\u3068\u3044\u3046\u65b9\u5411\u6027\u81ea\u4f53\u306b\u554f\u984c\u304c\u3042\u308b\u3068\u306f\u601d\u308f\u308c\u307e\u305b\u3093\u3002\u30a2\u30d5\u30ea\u30ab\u306e\u4ed6\u5730\u57df\u3067\u3082\u30012022\u5e74\u306b\u30ca\u30a4\u30b8\u30a7\u30ea\u30a2\u3067\u30012023\u5e74\u306b\u30b1\u30cb\u30a2\u3084\u5357\u30a2\u3067\u3001\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4e8b\u696d\u8005\u306e\u898f\u5236\u5f37\u5316\u3092\u56f3\u3089\u308c\u3066\u304d\u307e\u3057\u305f\u3002\u3057\u304b\u3057\u306a\u304c\u3089\u3001\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4e8b\u696d\u8005\u306f\u3001\u7d44\u7e54\u30fb\u4f53\u5236\u304c\u5805\u56fa\u306a\u9280\u884c\u306a\u3069\u3068\u306f\u7570\u306a\u308a\u3001\u30b9\u30bf\u30fc\u30c8\u30a2\u30c3\u30d7\u304c\u6210\u9577\u3059\u308b\u30b1\u30fc\u30b9\u3082\u591a\u304f\u3001\u4eca\u56de\u306e\u3088\u3046\u306a\u5305\u62ec\u7684\u306a\u898f\u5236\u3092\u77ed\u671f\u9593\u3067\u5145\u8db3\u3059\u308b\u306e\u306f\u3001\u5fc5\u305a\u3057\u3082\u5bb9\u6613\u3067\u306f\u306a\u3044\u5834\u5408\u3082\u591a\u304b\u3063\u305f\u306e\u3060\u3068\u601d\u308f\u308c\u307e\u3059\u3002\u5b9f\u969b\u3001\u696d\u754c\u56e3\u4f53\u304b\u3089\u306f\u3001\u5b9f\u65bd\u306e\u30da\u30fc\u30b9\u306b\u5bfe\u3059\u308b\u61f8\u5ff5\u304c\u8868\u660e\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u3053\u308c\u3089\u306e\u70b9\u306b\u9451\u307f\u308b\u3068\u3001\u691c\u8a3c\u3059\u3079\u304d\u70b9\u3068\u3057\u3066\u306f\u4ee5\u4e0b\u304c\u8003\u3048\u3089\u308c\u307e\u3059\uff1a&nbsp;<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li>\u9280\u884c\u306e\u3088\u3046\u306a\u5927\u7d44\u7e54\u304b\u3089\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u30fb\u30b9\u30bf\u30fc\u30c8\u30a2\u30c3\u30d7\u306e\u3088\u3046\u306a\u96f6\u7d30\u7d44\u7e54\u307e\u3067\u3001\u540c\u3058\u898f\u5236\u5185\u5bb9\u3001\u7279\u306b\u3001\u540c\u3058\u79fb\u884c\u30b9\u30b1\u30b8\u30e5\u30fc\u30eb\u3068\u3059\u308b\u3053\u3068\u304c\u3001\u5b9f\u614b\u306b\u7167\u3089\u3057\u5408\u308f\u305b\u3066\u9069\u5f53\u3067\u3042\u3063\u305f\u306e\u304b\u3002&nbsp;<\/li>\n\n\n\n<li>\u898f\u5236\u306e\u5236\u5b9a\u304b\u3089\u65bd\u884c\u306b\u304b\u3051\u3066\u3001\u5f53\u5c40\u3068\u898f\u5236\u5bfe\u8c61\u4e8b\u696d\u8005\u3068\u306e\u9593\u3067\u3001\u30b3\u30df\u30e5\u30cb\u30b1\u30fc\u30b7\u30e7\u30f3\u306f\u3057\u3063\u304b\u308a\u3068\u884c\u308f\u308c\u3066\u3044\u305f\u306e\u304b\u3002<\/li>\n\n\n\n<li>\u898f\u5236\u3055\u308c\u308b\u5074\u306b\u3082\u3001\u300c\u5ef6\u9577\u304c\u7e70\u308a\u8fd4\u3055\u308c\u308b\u3060\u308d\u3046\u300d\u3068\u3044\u3046\u7518\u3044\u898b\u65b9\u304c\u6d78\u900f\u3057\u3066\u3044\u306a\u304b\u3063\u305f\u304b\u3002<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\uff15<\/strong><strong>\uff0e<\/strong><strong>\u30a2\u30d5\u30ea\u30ab\u6295\u8cc7\u3078\u306e\u6559\u8a13<\/strong>&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u306f\u3001\u30a2\u30d5\u30ea\u30ab\u306b\u304a\u3051\u308b\u30b9\u30bf\u30fc\u30c8\u30a2\u30c3\u30d7\u306b\u304a\u3044\u3066\u4e2d\u5fc3\u7684\u306a\u30bb\u30af\u30bf\u30fc\u3067\u3059\u3002DFP\u306e\u8abf\u3079\u306b\u3088\u308b\u3068\u30012024\u5e74\u306e\u30b9\u30bf\u30fc\u30c8\u30a2\u30c3\u30d7\u6295\u8cc7\u306e\u3046\u3061\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u306f\u91d1\u984d\u30d9\u30fc\u30b9\u306745\uff05\u3092\u5360\u3081\u307e\u3057\u305f\u3002\u305d\u308c\u304c\u3044\u308f\u3070\u300c\u898f\u5236\u300d\u306b\u3088\u308a\u5927\u304d\u306a\u5f71\u97ff\u3092\u53d7\u3051\u305f\u3053\u3068\u306f\u3001\u30a2\u30d5\u30ea\u30ab\u306e\u30b9\u30bf\u30fc\u30c8\u30a2\u30c3\u30d7\u6295\u8cc7\u5168\u4f53\u3078\u306e\u4f59\u6ce2\u3082\u514d\u308c\u306a\u3044\u3082\u306e\u3068\u898b\u3089\u308c\u307e\u3059\u3002\u4eca\u56de\u306e\u897f\u30a2\u30d5\u30ea\u30ab\u30fb\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u30fb\u30b7\u30e7\u30c3\u30af\u3092\u53d7\u3051\u3066\u3001\u6295\u8cc7\u5bb6\u306b\u3068\u3063\u3066\u3069\u306e\u3088\u3046\u306a\u6559\u8a13\u304c\u5f97\u3089\u308c\u305f\u306e\u3067\u3057\u3087\u3046\u304b\u3002\u73fe\u5730\u3067\u306e\u8b70\u8ad6\u3082\u8e0f\u307e\u3048\u308b\u3068\u3001\u4ee5\u4e0b\u306e\u3088\u3046\u306a\u70b9\u304c\u6319\u3052\u3089\u308c\u308b\u304b\u3068\u601d\u308f\u308c\u307e\u3059\uff1a&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table alignleft\"><table><thead><tr><th class=\"has-text-align-left\" data-align=\"left\">\u9805\u76ee<\/th><th class=\"has-text-align-left\" data-align=\"left\">\u6559\u8a13<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\">\u898f\u5236\u72b6\u6cc1\u306e\u78ba\u8a8d&nbsp;<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u30fb\u300c\u898f\u5236\u9075\u5b88\u300d\u306fnon-negotiable\u306a\u3082\u306e\u3068\u8a8d\u8b58\u3059\u3079\u304d\u3002\u975e\u9075\u5b88\u306f\u30b5\u30fc\u30d3\u30b9\u505c\u6b62\u30fb\u5ec3\u696d\u306b\u3082\u3064\u306a\u304c\u308a\u3046\u308b\u30ea\u30b9\u30af\u3068\u8a8d\u8b58\u3057\u3001\u6295\u8cc7\u5bfe\u8c61\u696d\u7a2e\u306e\u898f\u5236\u3084\u8a8d\u53ef\u306e\u53d6\u5f97\u72b6\u6cc1\u3092\u4e01\u5be7\u306b\u78ba\u8a8d\u3059\u308b\u3002&nbsp;<br>\u30fb\u73fe\u6642\u70b9\u3067\u9075\u5b88\u3057\u3066\u3044\u308b\u5bfe\u8c61\u56fd\u306e\u898f\u5236\u306f\u3001\u5468\u8fba\u56fd\u3084\u56fd\u969b\u7684\u306a\u898f\u5236\u4f53\u7cfb\u306b\u7167\u3089\u3057\u5408\u308f\u305b\u3066\u3069\u3046\u304b\u3002\u7279\u306b\u3001\u30c7\u30fc\u30bf\u4fdd\u8b77\u3092\u542b\u3081\u3001\u4eca\u56de\u306eBCEAO\u306e\u898f\u5236\u5185\u5bb9\u3084\u5148\u9032\u56fd\u3067\u65bd\u884c\u3055\u308c\u3066\u3044\u308b\u898f\u5236\u67a0\u7d44\u307f\u304c\u3001\u4ed6\u306e\u30a2\u30d5\u30ea\u30ab\u8af8\u56fd\u306b\u53c2\u7167\u30fb\u6ce2\u53ca\u3059\u308b\u53ef\u80fd\u6027\u306f\u5341\u5206\u306b\u3042\u308a\u5f97\u308b\u3053\u3068\u3092\u5ff5\u982d\u7f6e\u304f\u3002&nbsp;<br>\u30fb\u898f\u5236\u306e\u65b0\u305f\u306a\u5236\u5b9a\u3084\u5f37\u5316\u306b\u3042\u305f\u308a\u3001\u5f53\u5c40\u3068\u5bfe\u8c61\u4e8b\u696d\u8005\u3068\u306e\u30b3\u30df\u30e5\u30cb\u30b1\u30fc\u30b7\u30e7\u30f3\u306f\u9069\u5207\u306b\u884c\u308f\u308c\u3066\u3044\u308b\u304b\u3001\u4e8b\u696d\u8005\u306f\u898f\u5236\u5f53\u5c40\u3092\u30a8\u30f3\u30b2\u30fc\u30b8\u3057\u3066\u3044\u308b\u304b\u3001\u306b\u3064\u3044\u3066\u3082\u78ba\u8a8d\u3059\u308b\u3002&nbsp;<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">\u3000\u3000\u3000\u3000\u3000\u7d44\u7e54\u306e\u5bfe\u5fdc\u80fd\u529b\u30fb\u5438\u53ce\u80fd\u529b\u3000\u3000\u3000&nbsp;\u3000<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u30fb\u6295\u8cc7\u5bfe\u8c61\u306e\u7d4c\u55b6\u9663\u3084\u30a2\u30c9\u30df\u30fb\u30c1\u30fc\u30e0\u304c\u3001\u898f\u5236\u306b\u95a2\u3059\u308b\u60c5\u5831\u53ce\u96c6\u3084\u3001\u898f\u5236\u9075\u5b88\u3084\u30d7\u30ed\u30a2\u30af\u30c6\u30a3\u30d6\u306a\u898f\u5236\u5bfe\u5fdc\u304c\u3067\u304d\u308b\u610f\u601d\u30fb\u80fd\u529b\u3092\u6709\u3057\u3066\u3044\u308b\u304b\u3092\u78ba\u8a8d\u3059\u308b\u3002&nbsp;<br>\u30fb\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u306f\u30b9\u30bf\u30fc\u30c8\u30a2\u30c3\u30d7\u3068\u3044\u3048\u3069\u3082\u91d1\u878d\u3068\u3044\u3046\u300c\u898f\u5236\u696d\u7a2e\u300d\u3067\u3042\u308a\u3001\u307e\u305f\u56fd\u3054\u3068\u306b\u7570\u306a\u308b\u898f\u5236\u3092\u4e01\u5be7\u306b\u9075\u5b88\u3059\u308b\u3053\u3068\u304c\u6c42\u3081\u3089\u308c\u308b\u3002\u898f\u5236\u9075\u5b88\u306b\u306f\u76f8\u5fdc\u306e\u30b3\u30b9\u30c8\u304c\u304b\u304b\u308b\u3082\u306e\u3067\u3042\u308a\u3001\u7279\u306b\u30b9\u30b1\u30fc\u30eb\u306b\u3042\u305f\u308a\u4ed6\u56fd\u5c55\u958b\u3092\u524d\u63d0\u3068\u3057\u3066\u3044\u308b\u5834\u5408\u306b\u306f\u3001\u8907\u96d1\u306a\u898f\u5236\u5bfe\u5fdc\u30b3\u30b9\u30c8\u304c\u751f\u3058\u308b\u3053\u3068\u3092\u524d\u63d0\u306b\u30d3\u30b8\u30cd\u30b9\u30e2\u30c7\u30eb\u304c\u6210\u7acb\u3059\u308b\u304b\u3092\u78ba\u8a8d\u3059\u308b\u3002&nbsp;<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">\u30b7\u30e7\u30c3\u30af\u8010\u6027<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u30fb\u4e8b\u696d\u5b9f\u65bd\u306b\u3042\u305f\u3063\u3066\u306f\u3001\u898f\u5236\u5909\u66f4\u306e\u307f\u306a\u3089\u305a\u69d8\u3005\u306a\u30b7\u30e7\u30c3\u30af\u306f\u591a\u304b\u308c\u5c11\u306a\u304b\u308c\u8d77\u3053\u308a\u3046\u308b\u3082\u306e\u3002\u6539\u3081\u3066\u8ca1\u52d9\u7684\u306a\u30b7\u30e7\u30c3\u30af\u5438\u53ce\u529b\u30fb\u8010\u6027\u306e\u5f37\u3055\u3092\u78ba\u8a8d\u3059\u308b\u3002&nbsp;<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">\u73fe\u5730\u4e8b\u60c5\u306e\u60c5\u5831\u53ce\u96c6\u4f53\u5236<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u30fb\u65b0\u3057\u3044\u898f\u5236\u5c0e\u5165\u6642\u306b\u306f\u3001\u5f53\u5c40\u3068\u4e8b\u696d\u8005\u3068\u306e\u9593\u3067\u30b3\u30f3\u30b5\u30eb\u30c6\u30fc\u30b7\u30e7\u30f3\u304c\u884c\u308f\u308c\u308b\u3053\u3068\u3084\u3001\u69d8\u3005\u306a\u60c5\u5831\u304c\u73fe\u5730\u30d9\u30fc\u30b9\u3067\u5171\u6709\u3055\u308c\u308b\u3053\u3068\u3082\u591a\u3044\u3002\u73fe\u5730\u3067\u60c5\u5831\u3092\u5165\u624b\u3067\u304d\u308b\u4f53\u5236\u3084\u3001\u73fe\u5730\u3067\u60c5\u5831\u3092\u5165\u624b\u3067\u304d\u308b\u30d1\u30fc\u30c8\u30ca\u30fc\u3068\u306e\u9023\u643a\u3092\u69cb\u7bc9\u3059\u308b\u3002<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u73fe\u5730\u3067\u306f\u3001\u4eca\u56de\u306e\u898f\u5236\u5c0e\u5165\u306b\u4f34\u3044\u3001\u300c\u5f53\u521d\u306f\u6df7\u4e71\u3059\u308b\u3082\u306e\u306e\u3001\u898f\u5236\u306b\u5bfe\u5fdc\u3067\u304d\u306a\u3044\u96f6\u7d30\u4e8b\u696d\u8005\u306e\u6dd8\u6c70\u304c\u9032\u307f\u3001\u8a8d\u53ef\u3092\u53d6\u5f97\u3057\u305f\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u696d\u8005\u306e\u9b45\u529b\u304c\u9ad8\u307e\u308a\u3001\u305d\u3053\u306b\u6295\u8cc7\u3068\u8cc7\u672c\u306e\u96c6\u7d04\u304c\u9032\u307f\u3001\u4e2d\u9577\u671f\u7684\u306b\u306f\u3001\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u696d\u754c\u306e\u5065\u5168\u306a\u6210\u9577\u306b\u3064\u306a\u304c\u308b\u53ef\u80fd\u6027\u3082\u3042\u308b\u300d\u3068\u3044\u3046\u30dd\u30b8\u30c6\u30a3\u30d6\u306a\u898b\u89e3\u3082\u6295\u8cc7\u5bb6\u9593\u3067\u306f\u898b\u3089\u308c\u3066\u3044\u307e\u3059\u3002\u4ed6\u65b9\u3067\u3001\u4eca\u56de\u306e\u4ef6\u306f\u3001\u6295\u8cc7\u5bb6\u306b\u5bfe\u3057\u3001\u69d8\u3005\u306a\u30ea\u30b9\u30af\u304c\u5b9f\u969b\u306b\u767a\u73fe\u3057\u3046\u308b\u3053\u3068\u3092\u524d\u63d0\u306b\u3001\u3057\u3063\u304b\u308a\u3068\u30c7\u30e5\u30fc\u30c7\u30ea\u30b8\u30a7\u30f3\u30b9\u3092\u884c\u3046\u5fc5\u8981\u6027\u3092\u3001\u6539\u3081\u3066\u30ea\u30de\u30a4\u30f3\u30c9\u3057\u3066\u3044\u308b\u306e\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u30a2\u30d5\u30ea\u30ab\u3092\u59cb\u3081\u3068\u3057\u305f\u6d77\u5916\u6295\u8cc7\u3092\u884c\u3046\u306b\u3042\u305f\u3063\u3066\u306f\u3001\u2460\u30ea\u30b9\u30af\u306b\u95a2\u3059\u308b\u60c5\u5831\u53ce\u96c6\u4f53\u5236\u3092\u5f37\u5316\u3059\u308b\u3068\u3068\u3082\u306b\u3001\u2461\u4e07\u4e00\u306b\u5099\u3048\u3066\u306e\u30ea\u30b9\u30af\u5206\u6563\u578b\u306e\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u3092\u7d44\u3093\u3067\u3044\u304f\u3053\u3068\u3082\u91cd\u8981\u3068\u601d\u308f\u308c\u307e\u3059\u3002DFP\u306f\u3001\u6295\u8cc7\u5148\u4f01\u696d\u3092\u59cb\u3081\u3068\u3057\u305f\u30a2\u30d5\u30ea\u30ab\u73fe\u5730\u306e\u30cd\u30c3\u30c8\u30ef\u30fc\u30af\u304b\u3089\u306e\u60c5\u5831\u53ce\u96c6\u3092\u63a8\u9032\u3059\u308b\u3068\u3068\u3082\u306b\u3001\u30a2\u30d5\u30ea\u30ab\u5185\u306b\u304a\u3051\u308b\u30dd\u30fc\u30c8\u30d5\u30a9\u30ea\u30aa\u6295\u8cc7\u3092\u884c\u3046\u30d5\u30a1\u30f3\u30c9\u7d44\u6210\u3092\u901a\u3058\u3066\u306e\u30ea\u30b9\u30af\u7ba1\u7406\u306b\u3082\u53d6\u308a\u7d44\u3093\u3067\u3044\u304d\u307e\u3059\u3002&nbsp;<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group has-background\" style=\"background-color:#e6e6e6\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"wp-block-paragraph\">\uff1c\u304a\u554f\u3044\u5408\u308f\u305b\u5148\uff1e<br>\u682a\u5f0f\u4f1a\u793eDouble Feather Partners\u3000\u6226\u7565\u4f01\u753b\u30fb\u8abf\u67fb\u90e8\u3000\uff1c<a href=\"mailto:insight@doublefeather.com\">insight@doublefeather.com<\/a>\uff1e<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u514d\u8cac\u4e8b\u9805\uff5cDisclaimer<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u672c\u8cc7\u6599\u306f\u3001\u60c5\u5831\u63d0\u4f9b\u306e\u307f\u3092\u76ee\u7684\u3068\u3057\u3066\u682a\u5f0f\u4f1a\u793eDouble Feather Partners\u304c\u4f5c\u6210\u3057\u305f\u3082\u306e\u3067\u3042\u308a\u3001\u7279\u5b9a\u306e\u8a3c\u5238\u3001\u91d1\u878d\u5546\u54c1\u3001\u6295\u8cc7\u6226\u7565\u306e\u8cfc\u5165\u3001\u58f2\u5374\u3001\u4fdd\u6709\u7b49\u3092\u52e7\u8a98\u30fb\u63a8\u5968\u3059\u308b\u3082\u306e\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u307e\u305f\u3001\u672c\u8cc7\u6599\u306b\u542b\u307e\u308c\u308b\u610f\u898b\u3001\u4e88\u6e2c\u3001\u898b\u89e3\u7b49\u306f\u4f5c\u6210\u6642\u70b9\u306b\u304a\u3051\u308b\u3082\u306e\u3067\u3042\u308a\u3001\u4e8b\u524d\u306e\u901a\u77e5\u306a\u3057\u306b\u5909\u66f4\u3055\u308c\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002\u8a18\u8f09\u3055\u308c\u305f\u5185\u5bb9\u306e\u6b63\u78ba\u6027\u30fb\u5b8c\u5168\u6027\u306b\u3064\u3044\u3066\u306f\u4e07\u5168\u3092\u671f\u3057\u3066\u304a\u308a\u307e\u3059\u304c\u3001\u305d\u306e\u4fdd\u8a3c\u3092\u3059\u308b\u3082\u306e\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u6295\u8cc7\u306b\u95a2\u3059\u308b\u6700\u7d42\u5224\u65ad\u306f\u3001\u8aad\u8005\u3054\u81ea\u8eab\u306e\u5224\u65ad\u3068\u8cac\u4efb\u306b\u304a\u3044\u3066\u884c\u3063\u3066\u3044\u305f\u3060\u304f\u3088\u3046\u304a\u9858\u3044\u3044\u305f\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This document has been prepared by Double Feather Partners Inc. solely for informational purposes and does not constitute an offer, solicitation, or recommendation to purchase, sell, or hold any specific securities, financial products, or investment strategies. The opinions, forecasts, and views expressed herein reflect the judgment of the author(s) at the time of publication and are subject to change without notice. While efforts have been made to ensure the accuracy and completeness of the information contained in this report, no guarantee is provided. Readers are advised to make investment decisions at their own discretion and responsibility.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"has-black-color has-text-color has-link-color has-small-font-size wp-elements-c251794cdf2aeb74b77792521c18e52b wp-block-paragraph\"><em><sup>1<\/sup>&nbsp;\u4f8b\u3048\u3070\u3001\u4ee5\u4e0b\u306e\u3088\u3046\u306a\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4e8b\u696d\u8005\u304c\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3057\u3066\u3044\u305f\uff1a\u30d9\u30ca\u30f3\uff08Moneex, FedaPay, CashZone\uff09\u3001\u30d6\u30eb\u30ad\u30ca\u30d5\u30a1\u30bd\uff08LigdiCash, Coris Money, SwagPay, M-SCORE\uff09\u3001\u30b3\u30fc\u30c8\u30b8\u30dc\u30ef\u30fc\u30eb\uff08Julaya, Djamo, Bizao, Hub2, Auto24, Cinetpay, QuickCash\uff09\u3001\u30de\u30ea\uff08Oko\uff09\u3001\u30bb\u30cd\u30ac\u30eb\uff08Baobab+, Wizall Money, Touch, Weebi\uff09\u3001\u30c8\u30fc\u30b4\uff08Gozem, Cagecfi, Koosmik, Mojipay, NamCredit, Relika, Semoa\uff09\u3001\u8907\u6570\u56fd\u5c55\u958b\uff08Wave, Orange Money, Daba, MyFeda, PayPlus\uff09\u3002&nbsp;<\/em><\/p>\n\n\n\n<p class=\"has-black-color has-text-color has-link-color has-small-font-size wp-elements-adc0759ce87b217f86ecd1e0f6db2aa9 wp-block-paragraph\"><em><sup>2<\/sup>&nbsp;\u30d6\u30eb\u30ad\u30ca\u30d5\u30a1\u30bd\uff08InTouch\uff09\u3001\u30b3\u30fc\u30c8\u30b8\u30dc\u30ef\u30fc\u30eb\uff08SYCA\u3001TouchPoint\u3001Firstcom\u3001Julaya\uff09\u3001\u30de\u30ea\uff08InTouch\uff09\u3001\u30cb\u30b8\u30a7\u30fc\u30eb\uff08i-Futur\uff09\u3001\u30bb\u30cd\u30ac\u30eb\uff08PayDunya\u3001Mikaty\u3001Bictorys\u3001Flutterwave\uff09\u3002&nbsp;<\/em><\/p>\n","protected":false},"featured_media":8548,"template":"","class_list":["post-8547","insight","type-insight","status-publish","has-post-thumbnail","hentry","ja"],"acf":[],"yasr_visitor_votes":{"stars_attributes":{"read_only":false,"span_bottom":false},"number_of_votes":0,"sum_votes":0},"_links":{"self":[{"href":"https:\/\/doublefeather.com\/wp-json\/wp\/v2\/insight\/8547","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/doublefeather.com\/wp-json\/wp\/v2\/insight"}],"about":[{"href":"https:\/\/doublefeather.com\/wp-json\/wp\/v2\/types\/insight"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/doublefeather.com\/wp-json\/wp\/v2\/media\/8548"}],"wp:attachment":[{"href":"https:\/\/doublefeather.com\/wp-json\/wp\/v2\/media?parent=8547"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}